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DECREASİNG RATE MORTGAGE

Have lower installments when the interest rates fall!

Decreasing Rate Mortgage Features

If you want your loan interest rate to fall when the interest rates fall, but to stay the same when the interest rates increase, you can take advantage of the Decreasing Rate Mortgage. When taking out your loan, by paying the service fee specified for the product, you can immediately benefit from these advantages.
  • Can be taken out in TL.
  • The maximum term for the loan is 240 months.
  • The Bank's fixed interest rate for mortgage prevailing at the time of issuance is applied.
  • In case of early payment, 2% of the early paid principal amount is charged as the early payment fee.
  • Can only be used by natural entities for the purchase of a residential property.
  • Lien of the purchased property satisfies the collateral requirement. While a guarantor is not required in general, the branches reserve the right to demand one, if they find necessary.
  • Up to 80% of the appraisal value of the property to be purchased can be financed through mortgage.
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