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MORTGAGE WİTH DEFERRED PAYMENT OPTİON

Defer your installments and be at ease throughout difficult times!

Mortgage With Deferred Payment Option Features

If you are experiencing difficulties in making your installment payments due to sudden increases in your periodic expenses, you can defer 2 of your monthly installment payments per year with the Mortgage with Deferred Payment Option, and breath a sigh of relief. Depending on your cash flow, you can hold off your predetermined payment plan in certain periods, and defer your mortgage installments without going into default. During this period, you can manage your budget, and continue to make your installment payments for the same mortgage product afterwards.
  • Mortgage With Deferred Payment Option is a product feature that can be used in all mortgage products that satisfy the required conditions.
  • All customers who have taken out or will take out a home loan from our bank can take advantage of this feature if they satisfy the required conditions.
  • Can be taken out in TL.
  • Can be used in equal installment loans with terms more than one year.
  • First deferment right is obtained as of the 12. month and for the right to be exercised, the loan installments must have been paid regularly until the deferment date.
  • A maximum of 2 installments can be deferred within the same year. In the case that both deferment rights are exercised, no deferment can be done for 12 months starting from the last deferment date.
  • To be able to take advantage of the deferment option, the branch must be contacted at least 3 days before the payment due date of the installment to be deferred.
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